Early education leads to a lifetime of smart saving
- Save-A-Lot Squad. This club is a great way for children up to age 12 to learn about saving money. Once a young person opens an account (minimum deposit $5), he or she gets prizes for additional deposits, birthday cards, and gifts and access to fun contests and activities.
- MyMoney.club. This club teaches teens ages 13 to 17 the basics of money management. After opening an account with a $5 minimum deposit, members can attend free financial education seminars, learn more about college aid and planning, and apply for special scholarships.
- Youth Classic Visa Credit Card. MSGCU members who are 16 or 17 years old and have a regular income can qualify for their own VISA card. It's a great first step on the road to financial responsibility.
- Achieve Student Debit Account. MSGCU members who are 16 to 23 years old can gain financial experience with the security of spending safeguards. With a VISA debit card, 24/7 Online & Mobile Banking, and access to 30,000 free ATMs nationwide, this account can keep up with the changing needs of someone just starting out.
Members of the Save-a-Lot Squad and MyMoney.club receive quarterly newsletters that contain money management tips, contests and other activities. To sign someone up for either club, call Michigan Schools and Government Credit Union at 866.674.2848 or visit one of our branches.
Check out MSGCU's student financial success interactive education. Take a 5-minute lesson or whole playlist.
Friendly terms make borrowing a breeze
- College Degree Auto Financing Program. If you recently earned a college degree, or are in graduate school, you can qualify for special auto loans that come with great rates, low fees and easy repayment terms. it's an ideal way to get the vehicle you need to commute to work while building a strong credit history.
- FHA Mortgages. These government-backed mortgages are valuable to first-time home buyers, allowing you to buy a home with a low down payment.
Michigan Schools and Government Credit Union also offers a wide range of personal loans and lines of credit that you may qualify for should you need money for education, big-ticket purchases, or to pay off high-interest credit cards. Contact us and we'll help you choose the product that best fits your needs.
Check out MSGCU's student financial success interactive education. Take a 5-minute lesson or whole playlist.
Exceptional achievement is rewarded with financial assistance
- Each year, Michigan Schools and Government Credit Union awards more than $106,000 in scholarships.
- More than two dozen scholarships go to high school seniors who have outstanding records in the classroom, community and leadership positions.
- Several scholarships are earmarked for students who plan to go into the education field, or who are already majoring in education in college.
- Current teachers and school administrators can also qualify for scholarships to further their education
Visit msgcuscholarships.org to find out a lot more about what scholarships we offer and how to apply.