Give your loan a break

When life happens, we're here to help. For a small $35 fee, you can request Skip-A-Pay* and pause your monthly payment on eligible loans, freeing up your cash when you need it most.

  • Cover unexpected expenses
  • Manage holiday gift-giving, travel, or year-end expenses
  • Relieve pressure on your budget

Looking for a little payment relief? Call, chat, or visit your local branch to request Skip-A-Pay on your loan.

*To take advantage of MSGCU’s Skip-A-Pay Program, all accounts (including loans and credit cards) you have at MSGCU must be current and in good standing (no outstanding NSF charges, no extensions over the last 12 months, no forced-placed insurance, and no delinquencies in the past 6 months). Skip-A-Pay is not permitted on real estate secured loans, personal line of credit and Visa loans. The Skip-A-Pay Program is not eligible on loans that have had a Skip-A-Pay within the past 12 months and loans that have been open for fewer than 6 months. Skipping a payment will extend the term of the loan, will result in increased finance charges and may reduce the amount of any benefits from disability, life, and/or GAP insurance by the amount of the payment skipped. Contact an MSGCU Representative for details.