We're open to any Michigander
We hope to welcome you to the MSGCU family. We look forward to getting to know you and being your dedicated financial champion for years to come.
Here's who's eligible
Persons who reside, are employed, worship or attend an educational institution in any county within the State of Michigan.
A proud history of serving those who serve
Founded by a group of educators 70 years ago, MSGCU is happy to welcome anyone in the State of Michigan to join. We are proud of our heritage and continue our dedication to serving and giving back to schools and local government.
Enjoy the benefits of an MSGCU membership
- We're not-for-profit, which means profits go back to members
- Products and services are structured to help you meet your unique goals while keeping more money in your pocket
- Our Switch Kit makes it easy to move your accounts to MSGCU
- Numerous Membership Rewards add more value to your membership
- MSGCU employees live, work and volunteer in our Michigan communities
Michigan Schools and Government Credit Union is your financial champion. We are a not-for-profit credit union, which allows us to give back to our members through better rates, fewer fees, free financial education, grants and scholarships, and other community support. And it fuels us to work hard every day with members to personalize plans to help them meet their financial goals. This exceptional level of dedication contributes to our 97% member satisfaction score, higher than most banks.
To begin an application, you'll need:
- To be 18 years of age or older
- Your Social Security Number (SSN)
- Your Driver's License, Military ID, or Passport
- Funding:
- Routing number and your account number for electronic transfers, or
- A credit or debit card number, expiration date, and CVV code.
You will automatically receive an email informing you of your application status and any next steps.
MyMoney.club youth account (children ages 13-17)
A parent or guardian will need to provide the information above for themselves, along with the SSN of the minor to open a MyMoney.club account.
Save-a-Lot youth account (children 12 and under)
Please visit any of our locations to open a Save-a-Lot Squad account.
