N. Pontiac Trail, West of Haggerty
With more than 150,000 members and a 97% satisfaction rating 20 years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
3230 N. Pontiac Trl
Commerce Township, MI 48390
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Marjorie R. - Branch Manager Marjorie has more than 10 years of experience in the financial services industry, a number of which have been spent in the Livonia, Farmington, and now Commerce area. She earned her MBA from Wayne State University and speaks fluent French. She's also a Certified Credit Union Financial Counselor. “I’m truly excited to be serving such a vibrant community. This area, along with its many local businesses and non-profit organizations, is very involved with helping residents thrive. We’re happy that MSGCU can contribute& to the great things that this community has to offer.” |
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Brendan C. - Assistant Branch Manager Brendan has worked in the financial services industry for four years, developing a deep understanding of MSGCU services and branch operations since 2021. He enjoys staying connected and engaged with his local community and holds a degree in Business Management from Cornerstone University. “I appreciate that MSGCU is truly member-focused, it allows me to provide financial solutions designed with our member's best interests in mind. When you meet with me, you're never just another customer - I pride myself on providing exceptional service and building real, lasting relationships with every member.” |
An MSGCU Giving Back donation was presented to the Commerce Township Fire Department by our team from the Commerce branch. The donation was used to purchase Knox Boxes, which will be loaned to residents who cannot afford them. The Knox Boxes will allow firefighters to safely enter homes in emergencies when residents cannot open the door or are not home.
“MSGCU’s donation will support the Fire Department’s first Knox Box Program, which provides a key lock for residents who are temporarily away from their homes,” said Marjorie, Commerce Branch Manager. “This system enables the Fire Department to access properties for welfare checks or emergencies when residents are not home. We are very thankful for what Chief Dundas and his team do, and for their unwavering commitment to ensuring the safety of our community.”
*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 9/30/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Rates shown include a 0.25% auto loan discount available to members who have three other qualifying MSGCU services, or who add a qualifying service during the loan process or within 30 days after loan closing. Qualifying services include Checking with Direct Deposit, Credit Card, Personal Loan, Auto Loan, HELOC, Home Equity Loan, or Mobile/Online Banking. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.
^APY = Annual Percentage Yield. The 15-month promotional CD is offered as of 7/1/2026 and is available for new money only. New money means funds that are not currently on deposit at MSGCU. This offer cannot be combined with current MSGCU deposit dollars, including rollovers from maturing MSGCU CDs. The minimum balance required to open the CD and earn the advertised APY is $500. Funds are considered new money if they are received by MSGCU through cash, check, or wire transfer and the CD is opened within five days of MSGCU receiving the funds. Funds from an IRA direct transfer or rollover from another institution are also considered new money if they are deposited into the IRA share and the CD is opened within five days. Funds withdrawn from MSGCU may not be returned and be considered New Money within 90 days of withdraw. A penalty may apply for early withdrawal. Businesses, municipalities, and MSGCU team members are not eligible for this offer. This offer is available in branches or when opening a new membership online only through 9/30/2026. At maturity, the CD is renewed to a 1-year term Certificate of Deposit. Terms and rates are subject to change at any time without notice.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
