Savings
There's not just one reason for saving money. That's why we offer savings account options to help you reach your goals.
Start saving today. Be ready for tomorrow.
On one level, your savings account gets you access to all the other financial services MSGCU has to offer. But the bigger picture is, with your regular deposits and our friendly interest rates, you can grow your money so you can be ready for everything life has to offer.
Regular Savings Account
Earn a competitive rate and open the door to the full range or MSGCU financial products and services.
Details: Required to become a member
Interest: Standard rate
Minimum balance: $5
You-Name-It Savings Account
Tuck away a few dollars here and there in this secondary share as you save for a family adventure, new furniture, college tuition, or anything else.
Details: Designed for personal savings goals
Interest: Standard rate
Minimum balance: None
Silver Savings Account
The more you save, the more you earn with our multi-tiered rate structure, with no monthly service charge or withdrawal penalties.
Details: Ideal for balances up to $50,000
Interest: Tiered rate based on balance
Minimum balance: None
Gold Savings Account
Open this account for tiered rates on much larger balances you can deposit and watch grow.
Details: Ideal for balances of more than $50,000
Interest: Tiered rate based on balance
Minimum balance: None
Holiday Club Account
Deposit money over the course of the year to make the next holiday season even more special than usual.
Details: Perfect for holiday planning
Interest: Standard rate
Minimum balance: None
Youth Savings
Young people can choose from two programs that offer exciting activities and incentives to become lifelong savers.
Details: For all youth 17 and under
Interest: Standard rate
Minimum balance: $5 in a Regular Savings Account
| intentionally empty table head | Details | Interest | Minimum Balance |
intentionally empty table head |
|---|---|---|---|---|
Regular Savings AccountEarn a competitive rate and open the door to the full range of MSGCU financial products and services. |
Required to become a member | Standard rate | $5 | |
You-Name-It Savings AccountTuck away a few dollars here and there in this secondary share as you save for a family adventure, new furniture, college tuition, or anything else. |
Designed for personal savings goals | Standard rate | None | |
Silver Savings AccountThe more you save, the more you earn with our multi-tiered rate structure, with no monthly service charge or withdrawal penalties. |
Ideal for balances up to $50,000 | Tiered rate based on balance | None | |
Gold Savings AccountOpen this account for tiered rates on much larger balances you can deposit and watch grow. |
Ideal for balances of more than $50,000 | Tiered rate based on balance | None | |
Holiday Club AccountDeposit money over the course of the year to make the next holiday season even more special than usual. |
Perfect for holiday planning | Standard rate | None | |
Youth SavingsYoung people can choose from two programs that offer exciting activities and incentives to become lifelong savers. |
For all youth 17 and under | Standard rate | $5 in a Regular Savings Account |
Enjoy these perks
- 24/7 Access To Your Accounts
- Great Rates
- Insured up to $250,000
Want to learn more about how to save? Check out this 5-minute interactive lesson.
