Tips for safe use of your ATM and Debit Card

  • Memorize your Personal Identification Number (PIN). Never share it with anyone, write it on your card or keep it in your wallet.
  • Never give your PIN out over the phone, even if the caller identifies himself or herself as your financial representative, a police officer, or other person of authority
  • Survey your surroundings as you approach an ATM. If something appears out of the ordinary, come back later or go to another ATM. If you suspect illegal activity, go to a safe place and call the police.
  • Keep your car doors locked and windows closed as you approach drive-up ATMs.
  • Position yourself in front of the ATM keyboard to prevent anyone from observing your PIN.
  • Fill out deposit forms and have your card ready before approaching the ATM. When your transaction is complete, pocket your card and cash immediately and take your receipt.

When shopping, keep an eye on your ATM and Debit Card until the merchant completes your transaction and hands back the card. You should use Online Banking to monitor ATM, retail and online transactions for unauthorized use. Also, if you do not receive a re-issued card before the expiration date on your current card, notify Michigan Schools and Government Credit Union Member Services at 866.674.2848. When you receive a new card, shred or otherwise destroy your old one.