Credit Cards
A credit card with a great rate is an indispensable part of your personal finances. With MSGCU's Visa credit cards, you're always in control.
Purchasing power at an even more affordable rate
Whether you prefer a credit card with the lowest rate, or one that rewards you for every purchase, you'll find that all of our cards come with the friendly features you've come to expect from MSGCU.
Plus, for a limited time, don't miss our special offers, which make an MSGCU credit card an even smarter choice for your wallet.
Swipe for a cause this fall
From September 1st to November 30th, one cent** of every purchase made with MSGCU debit and credit cards will be donated to Locks of Love. Locks of Love helps children suffering from medical hair loss by providing them with high-quality hairpieces at no charge.
Titanium Visa Credit Card
This card offers MSGCU’s lowest credit card rates on purchases, cash advances, and balance transfers.
Available credit line: $5,000-$40,000
Annual fee: None
Standard APR*: 9.75%
MSGCU Rewards Visa Credit Card
Turn your everyday expenses into points that you can exchange for 1% cash back, valuable merchandise, or travel experiences.Plus, get 5,000 bonus points** when you open a MSGCU Rewards VISA.
Available credit line: $5,000-$40,000
Annual fee: None
Standard APR*: As low as as low as 14.00%
Classic Visa Credit Card
This Classic Card lets you keep up with your busy life and offers the same low rate for purchases, cash advances, and balance transfers.
Available credit line: $500-$35,000
Annual fee: None
Standard APR*: 12.75%
Youth Classic Visa Credit Card
Designed specifically for 16- and 17-year-olds looking to establish their own good credit.
Available credit line: $300-$3,500
Annual fee: None
Standard APR*: 12.75%
| intentionally empty table head | Available Credit Line | Annual Fee | Standard APR* | Special Offer |
intentionally empty table head |
|---|---|---|---|---|---|
Titanium Visa Credit CardThis card offers MSGCU’s lowest credit card rates on purchases, cash advances, and balance transfers. |
$5,000-$40,000 | None | 9.75% | ||
MSGCU Rewards Visa Credit CardTurn your everyday expenses into points that you can exchange for 1% cash back, valuable merchandise, or travel experiences. |
$5,000-$40,000 | None | as low as 14.00% | 5,000 Bonus Points** | |
Classic Visa Credit CardThe Classic Card lets you keep up with your busy life and offers the same low rate for purchases, cash advances, and balance transfers. |
$500-$35,000 | None | 12.75% | ||
Youth Classic Visa Credit CardDesigned specifically for 16- and 17-year-olds looking to establish their own good credit. |
$300-$3,500 | None | 12.75% |
*Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details. Review complete rates and terms. **Available for MSGCU Rewards Visas opened after 1/2/2020. Complete the following within the first 60 days of account opening to earn up to 5,000 points: 2,500 points with the first purchase and 2,500 points after the first 20 purchases.
**MSGCU will donate $0.01 to Locks of Love, on every purchase made between 9/1/2024-11/30/2024 with a Titanium Visa Credit Card, Rewards Visa Credit Card, Classic Visa Credit Card, Regular Checking, Achieve, Fresh Start up to a maximum donation of $5,000. There is no substitute for this donation and members cannot opt to receive it directly. Contact a Member Service Representative for more details.
Enjoy these perks
- No Annual Fees
- Track Activity Online
- Mobile-Wallet Compatible
Learn more about credit cards in this 5-minute lesson.
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