Garfield, South of 18 Mile
With more than 150,000 members and a 97% satisfaction rating 20 years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
40400 Garfield Rd
Clinton Township, MI 48038
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Eric N. - Branch Manager Eric has been a valued team member at MSGCU since 2010, with six of those years as a Branch Manager at our Royal Oak and Sterling Heights offices. He is now leading the Clinton Township branch team. Eric holds a Bachelor's Degree in Business Management from Oakland University and is Certified CU Financial Counselor. “I love working for MSGCU because we truly live our mission every day of being a caring organization that is focused on helping our members and our community.” |
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Bethany H. - Assistant Branch Manager Joining MSGCU in 2021, Bethany brought more than seven years of banking experience with her. She has worked as a Branch Service Specialist at the Sterling Heights and Clinton Township branches, Assistant Branch Manager in Shelby Township, and now is excited to help lead the team as the the Assistant Branch Manager in Clinton Township. “I love working for a caring organization that fosters a sense of community and trust. I believe MSGCU is a great place for our members to bank because we prioritize their needs and are dedicated to their financial success.” |
The Main branch team presented the MSGCU Giving Back donation to the Clinton Township Fire Department. The donation will be used to purchase smoke detectors that will be installed in the homes of families in need.
"The Clinton Township Fire Department is a major contributor to our Clinton Township Community," said Eric, MSGCU Main branch manager. "This includes public safety, medical support, public education, community involvement and more. MSGCU is proud to support their efforts in providing smoke detectors to homes in need of these life saving devices. While we are financial champions, the Clinton Township Fire Department are heroes!"
*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 9/30/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Rates shown include a 0.25% auto loan discount available to members who have three other qualifying MSGCU services, or who add a qualifying service during the loan process or within 30 days after loan closing. Qualifying services include Checking with Direct Deposit, Credit Card, Personal Loan, Auto Loan, HELOC, Home Equity Loan, or Mobile/Online Banking. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.
^APY = Annual Percentage Yield. The 15-month promotional CD is offered as of 7/1/2026 and is available for new money only. New money means funds that are not currently on deposit at MSGCU. This offer cannot be combined with current MSGCU deposit dollars, including rollovers from maturing MSGCU CDs. The minimum balance required to open the CD and earn the advertised APY is $500. Funds are considered new money if they are received by MSGCU through cash, check, or wire transfer and the CD is opened within five days of MSGCU receiving the funds. Funds from an IRA direct transfer or rollover from another institution are also considered new money if they are deposited into the IRA share and the CD is opened within five days. Funds withdrawn from MSGCU may not be returned and be considered New Money within 90 days of withdraw. A penalty may apply for early withdrawal. Businesses, municipalities, and MSGCU team members are not eligible for this offer. This offer is available in branches or when opening a new membership online only through 9/30/2026. At maturity, the CD is renewed to a 1-year term Certificate of Deposit. Terms and rates are subject to change at any time without notice.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
