MSGCU makes checking easy to use. And easy to love.

  • No monthly service charges, per-check fees or minimum balance requirements.
  • Get paid up to two days early when you direct deposit your paycheck.
  • Free use of MSGCU ATMs and access to nearly 30,000 free ATMs nationwide.
  • Instantly-issued debit card – get it the same day you open an account in a branch.
  • Automatically save with Roll up the Change.
  • Pay by Phone securely and conveniently by adding your card to your smartphone’s mobile wallet.
  • Access and pay bills conveniently with Online Bill Pay.
  • 24/7 access with our Mobile App, Online Banking and Text Banking.
  • Highly rated mobile app with easy mobile deposit and secure Send Money feature.
  • Multiple options to help you from over drafting your account (see Overdraft Protection)

Swipe for a cause this fall

locks of love logo     


From September 1st to November 30th, one cent* of every purchase made with MSGCU debit and credit cards will be donated to Locks of Love. Locks of Love helps children suffering from medical hair loss by providing them with high-quality hairpieces at no charge.