Take a big step toward becoming a smart consumer

  • Low 12.75% APR* helps you save money
  • No balance transfer, cash advance or annual fees
  • Now compatible with most mobile wallet apps
  • Credit lines of $300–$3,500 available

Visa cards are accepted at millions of locations worldwide and by countless online retailers. So, it's never too early to learn how to use credit wisely. MSGCU also offers teens (aged 13–17) membership in its MyMoney.club, which provides scholarship information and instruction in the basics of money management.

Swipe for a cause this fall

locks of love logo     


From September 1st to November 30th, one cent** of every purchase made with MSGCU debit and credit cards will be donated to Locks of Love. Locks of Love helps children suffering from medical hair loss by providing them with high-quality hairpieces at no charge.

 

*Annual Percentage Rate. Credit subject to approval. Normal credit standards apply. Review complete rates and terms. Learn about the Visa Fraud Alert Program.
**MSGCU will donate $0.01 to Locks of Love, on every purchase made between 9/1/2024-11/30/2024 with a Titanium Visa Credit Card, Rewards Visa Credit Card, Classic Visa Credit Card, Regular Checking, Achieve, Fresh Start up to a maximum donation of $5,000. There is no substitute for this donation and members cannot opt to receive it directly. Contact a Member Service Representative for more details.

Meet these criteria to receive a Youth Classic Visa Credit Card

  • Be 16 or 17 years old and an MSGCU member in good standing
  • Attend a Getting Started with Cash & Credit Workshop or review the workshop material with an MSGCU Representative
  • Have written parental consent
  • Have income from a job or allowance

Visit any of our Michigan branches to apply for your card today.

 

icon: stopwatch showing 5 minutes Help kickstart your future financial success with MSGCU's Student Financial Success educational playlist.