Youth Classic Credit Card
So you're 16 or 17. That's old enough to drive, to hold down a job, and to start thinking about college and a career. We think you're old enough — and responsible enough — to have your own credit card, too.
Take a big step toward becoming a smart consumer
- Low 12.75% APR* helps you save money
- No balance transfer, cash advance or annual fees
- Now compatible with most mobile wallet apps
- Credit lines of $300–$3,500 available
Visa cards are accepted at millions of locations worldwide and by countless online retailers. So, it's never too early to learn how to use credit wisely. MSGCU also offers teens (aged 13–17) membership in its MyMoney.club, which provides scholarship information and instruction in the basics of money management.
*Annual Percentage Rate. Credit subject to approval. Normal credit standards apply. Review complete rates and terms. Learn about the Visa Fraud Alert Program.
Meet these criteria to receive a Youth Classic Visa Credit Card
- Be 16 or 17 years old and an MSGCU member in good standing
- Attend a Getting Started with Cash & Credit Workshop or review the workshop material with an MSGCU Representative
- Have written parental consent
- Have income from a job or allowance
Visit any of our Michigan branches to apply for your card today.
Help kickstart your future financial success with MSGCU's Student Financial Success educational playlist.
