Double your rewards this holiday season!

2x with gift box icon Earn double points (up to 3,500) on all holiday purchases now through December 31st. Don’t forget to add your Rewards Visa to your digital wallet now so you’re ready to shop with ease this holiday season.

 

A rewards credit card that lets you pick your passion.

  • Get started by earning up to 5,000 bonus points**
  • Earn points for every qualifying dollar you spend, redeemable for 1% cash back, brand-name merchandise, or exciting travel
  • No annual fee
  • Variable rate, as low as 14.00% APR,* based on index
  • No fee for balance transfers or cash advances
  • Instantly issued at all MSGCU locations
  • Zero liability for unauthorized charges made with your account information
  • Can be used as Overdraft Protection

Swipe for a cause this fall

locks of love logo     


From September 1st to November 30th, one cent+ of every purchase made with MSGCU debit and credit cards will be donated to Locks of Love. Locks of Love helps children suffering from medical hair loss by providing them with high-quality hairpieces at no charge.

 

 

icon: stopwatch showing 5 minutes Learn more about credit cards in this 5-minute lesson.

 
 

Didn't find what you were looking for? Search more FAQs.

*Annual Percentage Rate. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. Review complete rates and terms.
**Available for MSGCU Rewards Visa opened after 1/2/20. Complete the following within 60 days of account opening to earn up to 5,000 points: 2,500 points with the first purchase and 2,500 points after the first 20 purchases.
Points earned on or before April 15, 2024, will expire on April 30, 2027. Points earned after April 15, 2024, will expire five years from the date they were earned.
+MSGCU will donate $0.01 to Locks of Love, on every purchase made between 9/1/2024-11/30/2024 with a Titanium Visa Credit Card, Rewards Visa Credit Card, Classic Visa Credit Card, Regular Checking, Achieve, Fresh Start up to a maximum donation of $5,000. There is no substitute for this donation and members cannot opt to receive it directly. Contact a Member Service Representative for more details.