Purchasing power at an even more affordable rate

Whether you prefer a credit card with the lowest rate, or one that rewards you for every purchase, you'll find that all of our cards come with the friendly features you've come to expect from MSGCU.

Plus, for a limited time, don't miss our special offers, which make an MSGCU credit card an even smarter choice for your wallet.

locks of love logo
Swipe for a cause this fall

From September 1st to November 30th, one cent** of every purchase made with MSGCU debit and credit cards will be donated to Locks of Love. Locks of Love helps children suffering from medical hair loss by providing them with high-quality hairpieces at no charge.

Titanium Visa Credit Card


This card offers MSGCU’s lowest credit card rates on purchases, cash advances, and balance transfers.

Available credit line: $5,000-$40,000

Annual fee: None

Standard APR*: 9.75%

Learn more Apply online

MSGCU Rewards Visa Credit Card


Turn your everyday expenses into points that you can exchange for 1% cash back, valuable merchandise, or travel experiences.Plus, get 5,000 bonus points** when you open a MSGCU Rewards VISA.

Available credit line: $5,000-$40,000

Annual fee: None

Standard APR*: As low as as low as 14.00%

Learn more Apply online

Classic Visa Credit Card


This Classic Card lets you keep up with your busy life and offers the same low rate for purchases, cash advances, and balance transfers.

Available credit line: $500-$35,000

Annual fee: None

Standard APR*: 12.75%

Learn more Apply online

Youth Classic Visa Credit Card


Designed specifically for 16- and 17-year-olds looking to establish their own good credit.

Available credit line: $300-$3,500

Annual fee: None

Standard APR*: 12.75%

Learn more Contact us to apply

intentionally empty table head Available Credit Line Annual Fee Standard APR* Special
Offer

Titanium Visa Credit Card

This card offers MSGCU’s lowest credit card rates on purchases, cash advances, and balance transfers.
 
$5,000-$40,000 None 9.75%  

MSGCU Rewards Visa Credit Card

Turn your everyday expenses into points that you can exchange for 1% cash back, valuable merchandise, or travel experiences.
 
$5,000-$40,000 None as low as 14.00% 5,000 Bonus Points**

Classic Visa Credit Card

The Classic Card lets you keep up with your busy life and offers the same low rate for purchases, cash advances, and balance transfers.
 
$500-$35,000 None 12.75%  

Youth Classic Visa Credit Card

Designed specifically for 16- and 17-year-olds looking to establish their own good credit.
 
$300-$3,500 None 12.75%  
 

*Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details. Review complete rates and terms. **Available for MSGCU Rewards Visas opened after 1/2/2020. Complete the following within the first 60 days of account opening to earn up to 5,000 points: 2,500 points with the first purchase and 2,500 points after the first 20 purchases.
**MSGCU will donate $0.01 to Locks of Love, on every purchase made between 9/1/2024-11/30/2024 with a Titanium Visa Credit Card, Rewards Visa Credit Card, Classic Visa Credit Card, Regular Checking, Achieve, Fresh Start up to a maximum donation of $5,000. There is no substitute for this donation and members cannot opt to receive it directly. Contact a Member Service Representative for more details.

Enjoy these perks

 

icon: stopwatch showing 5 minutes Learn more about credit cards in this 5-minute lesson.

 
 

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