Auto Rate Pledge Program
When you bring your auto loan to us, we’ll give you a 0.25% rate discount, or our lowest rate – whichever is lower. Watch the savings add up, while we keep our promise to your financial success.
Refinance your auto loan with MSGCU and we’ll lower your rate. It’s that simple.
- 0.25% rate discount† or our best rate when you refinance your non-MSGCU auto loan
- We’ll help you check your rate and see how much you can save
- Apply online, or our Team Members are here to assist you, whichever is easier for you
- No application fee
| Car Loan, Truck Loan, or SUV Loan | |
| Model Years | APR* as low as |
| 2016 & Newer | 5.74% |
| 2011 to 2015 | 6.49% |
| 2010 & Older | 8.99% |
Example: A loan amount of $20,000 with a rate as low as 5.74% APR for 60 months would have an approximate monthly payment of $384.26. | |
*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details. | |
Interested in learning more about car loans? Check out this 5-minute lesson.
†Discount of 0.25% off current rate available on auto loans currently held with another financial institution. Discounted rate cannot be lower than our floor rate, defined as 0.25% below our current lowest direct auto rate. All loans subject to approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. MSGCU as low as rate requires Automatic Loan Payment transfer. Current MSGCU auto loans not eligible. Loan terms up to 84 months, depending on model year. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.