With it's ultra-low interest rate, our Titanium Visa offers exceptional value for those who make frequent use of their credit cards. Other advantages include fewer fees, high credit limits, and enhanced security measures that protect you from fraud.
Carrying a balance on a high-rate credit card? Make a balance transfer and get a 3.99%* promo rate for the first six months from the date of your first transfer.
The Titanium Visa keeps up with your busy life and offers the same low rate for purchases, cash advances, and balance transfers. And enjoy the same security protections with all Michigan Schools and Government Credit Union Visa cards — chip technology and no liability for transactions if your card is lost or stolen.
Learn more about credit cards in this 5-minute lesson.
*3.99% APR for 6 months on balance transfers only. Interest will begin accruing from the time of the transfer. No balance transfer fees. Members can make multiple transfers up to available credit limit. Standard APR applies beginning 6 months from date of the first balance transfer. Eligible on Titanium Visa Credit Card, Rewards Visa Credit Card, and Classic Visa Credit Card. Available to new and existing MSGCU cardholders. No minimum or maximum transfer amount is required. Transfer up to available credit limit. Offer valid 1/6/2025-6/30/2025.
**Annual Percentage Rate. A 1% fee (in U.S. dollars) on foreign purchases applies. Credit subject to approval. Normal credit standards apply. Review complete rates and terms. Learn about the Visa Fraud Alert Program.
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