Personal Line of Credit
It's a cash reserve that means you won't have to worry. You have the freedom to access money whenever you need it, over and over again.
You’re smart with money. You deserve some credit.
- An Personal Line of Credit offers 24-hour access to funds
- Competitive rates as low as 11.00% APR*
- Credit lines available up to $40,000
- An automatic repayment option
It's easy to instantly tap into your Personal Line of Credit with checks provided by Michigan Schools and Government Credit Union. You can also use your credit line as overdraft protection should you accidentally overspend the balance in your MSGCU Checking Account.
| Personal Line of Credit (Instant Credit) | ||
| Type | APR* as low as | Term |
| Variable | 11.00% | None |
*APR = Annual Percentage Rate. Initial rate may change. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 18.00%. Contact Member Service Representative for more details. | ||
