Hayes and 22 Mile
With more than 150,000 members and a 97% satisfaction rating 20 years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
48945 Hayes Rd
Shelby Township, MI 48315
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
 |
Darius M. - Branch Manager Darius has more than 17 years experience in the financial industry, providing service and support to members’ various financial needs. Darius is active in the community, supporting local business growth and creating new relationships. “I am proud to be working for MSGCU as we support and expand the concept of “people helping people”!” |
 |
Chrissy R. - Assistant Branch Manager Chrissy grew up in Germany and graduated from the University of Potsdam. She started working in the credit union industry in 2017, when she first joined MSGCU. Chrissy and her husband moved to Tennessee in 2021, returning the Michigan and MSGCU in 2023. She enjoys building relationships with members on a daily basis and supporting students by volunteering at MSGCU's Financial Reality Fairs. “MSGCU has been a big part of my life, not just on a career level, but also in my personal financial well being. I can truly say that MSGCU cares about our members financial success and creates long lasting relationships.” |
The Hayes branch team presented the MSGCU Giving Back donation to the Macomb Township Senior Center. The donation will be used to support activities and events at the senior center.
"MSGCU is happy to present this donation to the Macomb Township Senior Center and support its 55 years and up community with activities, events, and educational services throughout the year,” said Darius, Hayes branch manager. “This donation will assist the Center as they meet the needs of Seniors and allow them to and host future events that positively impact lives."
*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 9/30/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Rates shown include a 0.25% auto loan discount available to members who have three other qualifying MSGCU services, or who add a qualifying service during the loan process or within 30 days after loan closing. Qualifying services include Checking with Direct Deposit, Credit Card, Personal Loan, Auto Loan, HELOC, Home Equity Loan, or Mobile/Online Banking. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.
^APY = Annual Percentage Yield. The 15-month promotional CD is offered as of 7/1/2026 and is available for new money only. New money means funds that are not currently on deposit at MSGCU. This offer cannot be combined with current MSGCU deposit dollars, including rollovers from maturing MSGCU CDs. The minimum balance required to open the CD and earn the advertised APY is $500. Funds are considered new money if they are received by MSGCU through cash, check, or wire transfer and the CD is opened within five days of MSGCU receiving the funds. Funds from an IRA direct transfer or rollover from another institution are also considered new money if they are deposited into the IRA share and the CD is opened within five days. Funds withdrawn from MSGCU may not be returned and be considered New Money within 90 days of withdraw. A penalty may apply for early withdrawal. Businesses, municipalities, and MSGCU team members are not eligible for this offer. This offer is available in branches or when opening a new membership online only through 9/30/2026. At maturity, the CD is renewed to a 1-year term Certificate of Deposit. Terms and rates are subject to change at any time without notice.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
