Classic Visa Credit Card
Our classic option has all the features you would want in your everyday credit card. Fewer fees, low interest rates and enhanced security features make this Visa a perfect shopping companion.
Purchasing power at an even more affordable rate
Carrying a balance on a high-rate credit card? Make a balance transfer and get a 3.99%* promo rate for the first six months from the date of your first transfer.
- Low 12.75% APR** helps you save money
- No balance transfer, cash advance or annual fees
- Now compatible with most mobile wallet apps
- Credit line of $500 or more
- Instantly issued at all MSGCU locations
Visa cards issued by Michigan Schools and Government Credit Union come with chip-card technology that provides enhanced security. There's also $0 liability on unauthorized transactions if your card is lost or stolen. Visa cards are accepted at millions of locations worldwide.
Learn more about credit cards in this 5-minute lesson.
*3.99% APR for 6 months on balance transfers only. Interest will begin accruing from the time of the transfer. No balance transfer fees. Members can make multiple transfers up to available credit limit. Standard APR applies beginning 6 months from date of the first balance transfer. Eligible on Titanium Visa Credit Card, Rewards Visa Credit Card, and Classic Visa Credit Card. Available to new and existing MSGCU cardholders. No minimum or maximum transfer amount is required. Transfer up to available credit limit. Offer valid 1/6/2025-6/30/2025.
**Annual Percentage Rate. A 1% fee (in U.S. dollars) on foreign purchases applies. Credit subject to approval. Normal credit standards apply. Review complete rates and terms. Learn about the Visa Fraud Alert Program.
