Troy Branch Office
Crooks, South of Long Lake
Crooks, South of Long Lake
With more than 150,000 members and a 97% satisfaction rating 20 years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
4555 Investment Dr
Troy, MI 48098
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Michelle U. - Branch Manager Michelle has more than 20 years of experience in the financial services industry since starting her MSGCU career as a co-op student at Fraser High School. Michelle has held several positions within the branch and earned her bachelor’s degree from Oakland University while working at MSGCU. "Growing up in a credit union culture, I enjoy helping people every day and look forward to building relationships in the communities we serve.” |
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Angelo L. - Assistant Branch Manager Angelo has over 25 years of leadership experience, joining MSGCU in 2022 as the Branch Service Specialist at the Troy branch location. He holds an associate's degree in business administration from Macomb Community College, and is working towards a bachelor's degree from Walsh College. Angelo enjoys being part of the MSGCU community and supporting members. Whether someone’s learning the basics or taking a big financial step, he's there to make things easier to understand. "I think MSGCU is a great place for our members because everything we do is centered around helping people. It feels good to be part of something that puts members first.” |

The Troy branch team presented the MSGCU Giving Back donation to the Troy Police Department. The donation will be used to help families in need through their Operation Blue Sleigh initiative.
"MSGCU is a caring organization and we are proud to support Operation Blue Sleigh in providing families in need with food, gifts, and necessities during the holiday season.,” said Michele U., MSGCU Troy branch manager.
*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 9/30/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Rates shown include a 0.25% auto loan discount available to members who have three other qualifying MSGCU services, or who add a qualifying service during the loan process or within 30 days after loan closing. Qualifying services include Checking with Direct Deposit, Credit Card, Personal Loan, Auto Loan, HELOC, Home Equity Loan, or Mobile/Online Banking. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.
^APY = Annual Percentage Yield. The 15-month promotional CD is offered as of 7/1/2026 and is available for new money only. New money means funds that are not currently on deposit at MSGCU. This offer cannot be combined with current MSGCU deposit dollars, including rollovers from maturing MSGCU CDs. The minimum balance required to open the CD and earn the advertised APY is $500. Funds are considered new money if they are received by MSGCU through cash, check, or wire transfer and the CD is opened within five days of MSGCU receiving the funds. Funds from an IRA direct transfer or rollover from another institution are also considered new money if they are deposited into the IRA share and the CD is opened within five days. Funds withdrawn from MSGCU may not be returned and be considered New Money within 90 days of withdraw. A penalty may apply for early withdrawal. Businesses, municipalities, and MSGCU team members are not eligible for this offer. This offer is available in branches or when opening a new membership online only through 9/30/2026. At maturity, the CD is renewed to a 1-year term Certificate of Deposit. Terms and rates are subject to change at any time without notice.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.