Apply for your Personal Line of Credit (Instant Credit) online

Apply for a financial buffer to protect against checking account overdrafts or to have available for any unexpected expenses.

MSGCU member application

Please log in to complete your application.

Non-MSGCU member application

Anyone in Michigan can bank with us - check your eligibility. Start the loan application process below.

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Need a hand?

We're here to help

Not for profit. All for members.

Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.