Little Mack Avenue, South of 10 Mile Road
With more than 160,000 members and an average 97% satisfaction rating for 20 years running, our team members are your financial champions. From checking and savings, to auto loans and mortgages, to financial education and guidance, we provide valuable services you need and a team dedicated to getting you where you want to be.
24515 Little Mack Ave
St. Clair Shores, MI 48080
Phone: (866) 674-2848 or (586) 263-8800
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Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Biljana T. - Branch Manager Joining MSGCU is 2011, Biljana brought more than 10 years of experience in the financial industry. Since then she has worked at several branch locations including Chesterfield, Shelby Township, Warren, Sterling Heights, and is now leading the St. Clair Shores team. With a degree in business management from St. Kliment Ohridski University and extensive customer service experience, Biljana loves helping people and supporting the community. "I strongly believe in MSGCU philosophy of people helping people and I enjoy helping our members every day to achieve their financial success.” |
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Justin R. - Assistant Branch Manager Justin joined MSGCU in 2020 with five years of financial industry experience. He earned an Associate of General Studies degree from Macomb Community College. Inspired by a family legacy in education, including his mother’s career as a retired English teacher, Justin is passionate about financial education and community outreach. He continues that tradition by teaching one-day financial literacy classes for students at Baker College, helping empower the next generation with valuable financial knowledge and skills. "I was drawn to MSGCU when I heard about our approach to helping members in any way that we possibly could and treating them like a family member, not just another number. I understand that finances can be a frightening and confusing thing to deal with and the opportunity to help people in not only their daily lives, but also to be able to set them up for future success, makes MSGCU an incredible place to bank and to work.” |
The St. Clair Shores branch team presented an MSGCU Giving Back donation to Szajna-Carr For the Paws. The donation will support the organization’s purchase of training equipment for the K9 dogs in Macomb County.
“Police K9 teams play a critical role in keeping communities safe through crime prevention, suspect tracking, search-and-rescue operations, and detection work,” said Biljana, Shores Branch Manager. “By supporting this organization, we help ensure that K9 officers and their handlers have access to the tools, training, and care they need to perform their duties effectively.”
*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 12/31/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Example: A loan amount of $20,000 with a rate as low as 4.74% APR for 60 months would have an approximate monthly payment of $375.80. Contact Member Service Representative for more details.
^APY = Annual Percentage Yield. The 15-month promotional CD is offered as of 7/1/2026 and is available for new money only. New money means funds that are not currently on deposit at MSGCU. This offer cannot be combined with current MSGCU deposit dollars, including rollovers from maturing MSGCU CDs. The minimum balance required to open the CD and earn the advertised APY is $500. Funds are considered new money if they are received by MSGCU through cash, check, or wire transfer and the CD is opened within five calendar days of MSGCU receiving the funds. Funds from an IRA direct transfer or rollover from another institution are also considered new money if they are deposited into the IRA share and the CD is opened within five calendar days. Funds withdrawn from MSGCU may not be returned and be considered New Money within 90 calendar days of withdraw. A penalty may apply for early withdrawal. Businesses, municipalities, and MSGCU team members are not eligible for this offer. This offer is available in branches or when opening a new membership online. At maturity, the CD is renewed to a 1-year term Certificate of Deposit. Terms and rates are subject to change at any time without notice.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
