Take control of your finances and transfer your balance today

Help reach your long-term financial goals by paying down your credit card debt faster with our 6-month 3.99%* promotional offer. Use the compare your cards calculator and see if a balance transfer is the right financial decision for you. It’s easier than you think to make a transfer and get on the path to financial success.

When you make a balance transfer to an MSGCU Visa you get:

  • 3.99%* promo rate for 6 months from the date of your first transfer
  • No balance transfer fees
  • Low-fixed rates after promotional period ends
  • No annual fees
  • No cash advance fees

Take advantage of this offer by visiting us in-branch, video banking, or by giving us a call today.

Don’t have an MSGCU credit card? Choose the option that is right for you:

Classic Visa Credit Card

Titanium Visa Credit Card

Rewards Visa Credit Card
Titanium card Titanium card rewards card
Available credit line
$5,000 - $35,000		 Available credit line
$5,000 - $40,000		 Available credit line
$500 - $40,000
Standard APR
12.75%		 Standard APR
9.75%		 Standard APR
as low as 13.50%


How much can you save by making a balance transfer?

You might realize significant monthly savings by transferring your higher rate credit card balances to a low rate MSGCU Visa. Use this balance transfer calculator to help determine those potential savings.

Current Credit Card(s)

New Credit Card

Reset

*3.99% APR for 6 months on balance transfers only. Interest will begin accruing from the time of the transfer. No balance transfer fees. Members can make multiple transfers up to available credit limit. Standard APR applies beginning 6 months from date of the first balance transfer. Eligible on Titanium Visa Credit Card, Rewards Visa Credit Card, and Classic Visa Credit Card. Available to new and existing MSGCU cardholders. No minimum or maximum transfer amount is required. Transfer up to available credit limit. Offer valid 1/6/2025- 6/30/2025.