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Have a fun and safe Fourth of JulyBy MSGCU on 7/1/2025


Summer means time spent outdoors, swimming, picnics, travel, and fun! Here are some tips to help keep your family healthy, happy and far from the ER this summer.

Fireworks

The Fourth of July is one of the biggest events of the summer, and emergency rooms brace for the upsurge in injuries every year. Fireworks can cause severe burns, blindness, scars or worse. Even sparklers, which you might think are safe, can reach temperatures over 1000°F and they can start fires. The National Safety Council says that in a recent year, fireworks caused an estimated 15,500 reported fires, including 1,100 structure fires.

Instead, attend community fireworks displays run by professionals rather than using fireworks at home.

Barbecue

Many people like to barbecue for the holiday and a simple BBQ can also be a fire risk if not properly done. Carefully follow your grill’s instruction guide and make sure it is stable and won’t fall over, especially onto something that is combustible. Keep your grill and workstation clean and make sure your grill is always monitored when in use. It doesn’t hurt to keep a fire extinguisher nearby.

Don’t forget to season your food for the perfect taste too!

Water inside

Hydration is always important, and with hotter weather, it’s even more so. Drinking lots of water is great for overall body function. Eight 8-ounce glasses of water every day will help you stay hydrated; triple that amount if you’re a big fan of caffeine.

Water outside

The National Safety Council says more than one in five drowning victims are 14 or under. Be sure to find age-appropriate swim lessons for your child as well as age- and weight-appropriate life jackets and flotation devices. Never leave your child unattended near water.

Be good to your skin

Just one blistering sunburn doubles your risk of melanoma, a dangerous type of skin cancer. And it isn’t enough to just apply sunscreen – you have to apply the right kind (SPF 15 or higher) and frequently (every two hours at least). Studies show that most people don’t apply nearly as much protection as they should. According to the Skin Cancer Foundation, it’s best to use one ounce (two tablespoons) of sunscreen to cover your body.

If you forgot your sunscreen, or didn’t use enough, apply aloe vera generously, preferably at the first sight of a pink glow. While the damage is done, it will reduce pain and inflammation.

Be good to your eyes

At work or at play, when outdoors, wear sunglasses that block 100% of UVA and UVB. Sunglasses can help prevent cataracts, as well as eye strain and headaches.

Watch for heat stroke

This is a big problem for outdoor workers who can’t take a break, and for older people who are in apartments with no air conditioning. But it can happen to anyone.

“The first sign is cramping in the legs,” says Sue Leahy, president of the American Safety and Health Institute. “Cool off and drink fluids until it goes away. Cramping – especially in the leg – is a sign the body is losing salt and electrolytes, and you should heed it.”

Move it, don't lose it

The summer months are mobile ones, and not just in RVs and station wagons. If your child travels by bicycle, skateboard or scooter, he or she needs to wear a helmet that meets CPSC safety standards. So do you, since children learn best by observing adults. Set the example. Never let children ride near moving traffic unsupervised.

Children who are under 16 years of age shouldn’t be allowed to operate off-road vehicles unless they are age-appropriate, youth models, and always with adult supervision. Approximately 100 children die each year in ATV-related accidents in the US, with over 30,000 emergency room visits annually for pediatric ATV injuries. It is important to get proper training, wear a helmet, and follow the riding instructions and guidelines for your vehicle.

In addition to wanting to avoid injuries, make sure your toys and vehicles are insured and you’re getting the best rate. MSGCU partners with Members Home and Auto and TruStage Auto and Home Insurance program to help you save.

Plan for an emergency

No one wants to think about bad things that could happen, however, being prepared will save you more stress later. Having an emergency savings account for a rainy day or an unplanned injury or accident can help with costly expenses. MSGCU is here for you through rainy and sunny days. Connect with our team if you need help planning your emergency fund.

With these safety tips in mind, go enjoy the BBQ and fireworks, and have a fun filled Fourth of July!

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Category: Security



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