SEVENTIETH ANNIVERSARY CELEBRATION DRAWING OFFICIAL RULES

AGREEMENT TO OFFICIAL RULES: The Seventieth Anniversary Celebration Raffle (the ”Drawing”) is available only to legal residents of the state of Michigan, ages 18 and older, and shall be governed by Michigan law. By participating in the Drawing, you agree to abide by and be bound by these Official Rules and the decisions of Michigan Schools and Government Credit Union, which shall be final and binding in all matters related to the Drawing.

ELIGIBILITY: The Drawing is open and offered only to individuals who are legal residents of Michigan, aged 18 or older at the time of entry. Employees and officials of Michigan Schools and Government Credit Union, their immediate families (parent, child, sibling or spouse) and/or persons living in their household, and any other persons or entities associated with this Drawing (“Official Family”) are ineligible to enter the Drawing or win a prize. The Drawing is void outside of the state of Michigan and where otherwise prohibited by law.

SPONSOR/ADMINISTRATOR: The Drawing is sponsored and administered by Michigan Schools and Government Credit Union (“MSGCU”), 40400 Garfield Road, Clinton Twp., MI 48098 (“Sponsor”).

HOW TO ENTER: The entry period for the Drawing will be open from October 15, 2024, at 9 AM, until October 19, 2024, at 1 PM. Eligible persons can enter the Drawing by completing an entry ticket at any one MSGCU branch office located at the addresses listed below, or by mailing an entry ticket or a letter containing their name, phone number, address, email address and whether they are an MSGCU member to one of the branch offices listed below. All mailed entries must be received by October 19, 2024 at 1 PM.

Branch office Address
Ann Arbor (Stadium Blvd., South of Liberty) 2151 W. Stadium Blvd., Ann Arbor, MI 48103
Bloomfield Township (Telegraph, N of Square Lake) 1943 South Telegraph Rd., Bloomfield Twp, MI 48302
Canton (Ford Rd. and Sheldon) 44530 Ford Road, Canton, MI 48187
Chesterfield Township (23 Mile, West of Jefferson) 34700 23 Mile Road, Chesterfield Township, MI 48047
Chesterfield Township (Hall Rd. and I-94) 45120 Market Place Boulevard, Chesterfield Township, MI 48051
Clinton Township (Garfield, South of 18 Mile) 40400 Garfield Road, Clinton Township, MI 48038
Commerce Township (N Pontiac Tr., W of Haggerty) 3230 North Pontiac Trail Road, Commerce Township, MI 48390
Farmington Hills (Orchard Lake, N of 14 Mile) 29657 Orchard Lake Road, Farmington Hills, MI 48334
Livonia (Farmington and 8 Mile) 20595 Farmington Road, Livonia, MI 48152
Macomb Township (26 Mile, West of Romeo Plank) 16224 26 Mile Road, Macomb, MI 48042
Madison Heights (12 Mile, West of John R) 480 West 12 Mile Road, Madison Heights, MI 48071
Rochester Hills (Walton Blvd. and Adams) 2950 Walton Blvd., Rochester Hills, MI 48309
Royal Oak (Woodward, N of 13 Mile) 31805 Woodward Avenue, Royal Oak, MI 48073
Saline (Michigan Ave, East of State St.) 6983 E. Michigan Ave., Saline, MI 48176
Shelby Township (23 Mile, East of Van Dyke) 8770 23 Mile Road, Shelby Township, MI 48316
Shelby Township (26 Mile and Van Dyke) 8010 26 Mile Rd., Shelby Township, MI 48316
Shelby Township (Hayes and 22 Mile) 48945 Hayes Road, Shelby Township, MI 48315
St. Clair Shores (Little Mack, South of 10 Mile) 24515 Little Mack Avenue, St Clair Shores, MI 48080
Sterling Heights (Metro Parkway, E of Dequindre) 2356 Metropolitan Parkway, Sterling Heights, MI 48310
Sterling Heights (Mound and 18 Mile) 41031 Mound Road, Sterling Heights, MI 48314
Troy (Crooks, South of Long Lake) 4555 Investment Drive, Troy, MI 48098
Warren (14 Mile and Schoenherr) 13602 E. 14 Mile Road, Warren, MI 48088

 

Each completed entry ticket will generate one (1) Drawing entry. Entry is limited to only one (1) entry per person and only one entry will be permitted using any specific phone number, with the exception of those persons who are currently employed or retired from government, first responder, or educational employers, who may complete two (2) entry tickets for two (2) Drawing entries. Any attempt by any person to obtain more than the allowed number of entries by using multiple/different phone numbers, names, identities, or any other methods will void that person’s entry(ies) and the person will be disqualified from winning a prize.

CONDITIONS OF PARTICIPATION: If for any reason the operation or administration of this Drawing is impaired or incapable of running as planned for any reason, including but not limited to (a) infection by computer virus, bugs, (b) tampering or, unauthorized intervention, (c) fraud, (d) technical failures, or (e) any other causes beyond the control of the Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Drawing, the Sponsor reserves the right, in its sole and absolute discretion, to disqualify any person who tampers with the entry process, and/or to cancel, terminate, modify or suspend the Drawing in whole or in part, at any time, without notice and award the applicable prize using all non-suspect eligible entries received as of, or after (if applicable) such cancellation, termination, modification or suspension date, or in any manner that is fair and equitable and best conforms to the spirit of these Official Rules. Sponsor reserves the right, in its sole and absolute discretion, to disqualify any person deemed to be tampering or attempting to tamper with the entry process and/or acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Failure by the Sponsor to enforce any provision of these Official Rules shall not constitute a waiver of that provision of the Official Rules. Sponsor reserves the right to amend these Official Rules or discontinue the Drawing at any time.

DRAWING AND NOTIFICATION: Twenty-two (22) prizes will be awarded to twenty-two (22) winners, with one winner per branch location listed above receiving one (1) prize. The winners will be selected by random drawing from all eligible entries at each location received by the Sponsor, whose decisions are final and binding. The prize drawings will be conducted on October 19, 2024, at 1 PM and winners will be notified by October 21 by 5 PM.

The winners will be contacted by the Sponsor at the telephone number provided with the entry or will be present at time of drawing. If a potential winner cannot be contacted at the phone number provided with the entry within three (3) business days after the first attempt to contact him/her, the Sponsor may select an alternate potential winner in his/her place at random from the remaining eligible entries.

ODDS OF WINNING: Odds of winning will depend on the total number of eligible entries received throughout the Drawing Period and the total number of entries that you have submitted. All eligible entries shall have an equal chance to win the prize.

PRIZES: There are twenty-two (22) prizes of $500 each. Prizes will be deposited into the winner’s primary share account within two (2) business days of the notification of winning, subject to verification of eligibility and other conditions as set forth in these Official Rules. MSGCU primary membership, including $5 membership share if applicable, is required to accept the prize.

PRIZE CONDITIONS: The potential prize winners are required to sign a Media/Publicity Release and return same to Sponsor within seven (7) business days of notification, or the prize may be forfeited and an alternate potential winner selected. In Sponsor’s sole discretion, if a potential prize winner cannot be notified, or if a potential prize winner fails to return a completed required document within the specified time period, or if a potential prize winner is not in compliance with these Official Rules, then such person shall be disqualified and an alternate winner will be selected for the prize at issue. The Sponsor reserves the right in its sole and absolute discretion to substitute the prize with another prize of equal or greater value in the event that the prize (or any component thereof) is not available as determined by the Sponsor in its sole and absolute discretion.

TAXES AND TAX REPORTING: Prize winners are solely responsible for all federal, state, and local taxes, and any expenses associated with the prize. Prize winners must provide all information necessary for Sponsor to make required tax reports. The failure of a prize winner to provide such information shall result in the prize being forfeited by prize winner.

RELEASE AND HOLD HARMLESS: By entering the Drawing and/or accepting a prize, the prize winner agrees to hold Sponsor and its officers, directors, employees, representatives, and agents harmless from any and all liability whatsoever in connection with the Drawing, including without limitation, legal claims, costs, injuries, losses or damages, demands with respect to (a) any errors that may prevent a person from submitting an entry; (b) unauthorized human intervention in the Drawing; (c) printing errors; (d) errors in the administration of the Drawing or the processing of entries; (e) injury, death, or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from participation in the Drawing or receipt of any prize; (f) all claims based on publicity rights, defamation, use of image of likeness and/or breach of any right of privacy; or (g) any other claims or actions of any kind.

Except where prohibited by law, acceptance of a prize constitutes a release by the prize winner of any and all claims in connection with the administration of the Drawing and the use, misuse or possession of any Prize. Sponsor is not responsible for any printing, typographical, mechanical or other error in the administration of the Drawing or in the announcement of the prize.

LIMITATION OF LIABILITY: IN NO EVENT WILL SPONSOR, ITS OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND (INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES) ARISING OUT OF PARTICIPATION IN THIS DRAWING OR THE ACCEPTANCE, POSSESSION, USE, OR MISUSE OF, OR ANY HARM RESULTING FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF THE PRIZE.

PUBLICITY AUTHORIZATION: Sponsor may use any prize winner’s name, photo, voice, likeness and/or city of residence for promotional purposes via any and all forms of media, in perpetuity, without further or additional notice, attribution, permission or compensation, except where prohibited by law. Prize winner agrees that his/her name and prize may be revealed to other Drawing participants upon request.

COMPLIANCE WITH LAW: All issues and questions concerning the Drawing, these Official Rules, the rights of the participants in connection with the Drawing, any dispute arising between Sponsor and any Drawing participant and/or any dispute concerning the administration of the Drawing shall be governed by and construed in accordance with the laws of the State of Michigan and applicable Federal law.

USE OF DATA: All information submitted will be treated according to Sponsor’s Privacy Policy, available at https://www.msgcu.org/privacy. By participating in the Drawing and providing your contact information, all persons entering hereby agree to Sponsor’s collection and usage of their personal information and acknowledge that they have agreed to be bound by Sponsor’s Privacy Policy.