Check off financial goals this fall with help from MSGCU.

Auto and Home Equity Rates

Before the busy holiday season arrives, take some time to think about your financial goals. A loan from MSGCU can help you take the next step toward reaching goals like buying a new car, making home improvements, or freeing up your monthly cash flow by refinancing your current loan secured from another lender or consolidating high-interest debt from other financial institutions. We champion you with market-leading loan rates, including a special home equity rate so popular, it has been extended through December 31, 2024.

It’s easy to apply for a loan online or through our mobile app, at any branch office, or over the phone at (866) 674-2848. We’re here to walk you through every step of the process. Learn more.

If buying a home this year is on your wish list, don't forget about our $99** mortgage processing offer, a savings of more than $600! Apply by December 31, 2024, and learn more about MSGCU mortgage advantages.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details. ^Special Promotional Rate. Eligible on fixed rate home equity term loans applied for during the promotional period from 6/1/2024 through 12/31/2024. Subject to credit approval. Annual Percentage Rate (APR) may be higher, based on term of loan, credit score, collateral, and loan to value. Ask an MSGCU Representative for details. Example: A loan amount of $15,000 at 120 months with up to 80% Loan-to-Value and a rate as low as 8.75% (second lien) would be approximately $188.11. **$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2024 and 12/31/2024 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 at an interest rate of 7.000% and an Annual Percentage Rate (APR) of 7.039% has a payment of $1,330.60 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.

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