Introduce new members to MSGCU and you both earn rewards.

We’d be honored to serve as the financial champion of your friends and family. Refer them to MSGCU through our online referral program and earn up to $1,500* per year. Now is a great time to share MSGCU since we are also offering a $200† bonus for opening a new checking account by October 31. Visit msgcu.org/checkingoffer for complete details.

Learn how to make a referral and earn rewards at msgcu.org/referral.

*You must be a legal resident of the United States of America, at least 16 years old, and a member of MSGCU to participate in the Program. Referrals made to existing members of MSGCU are invalid. By making a valid referral that is completed by a Friend in accordance with the Program Terms, you and the Friend will each receive a cash reward as follows: $5 for a new MSGCU membership which is established by the Friend and remains in good standing for a period of at least 60 days; $25 for an approved and funded Auto, RV, Boat or Powersport loan of $5,000 or more applied for by the Friend within 10 days of membership open date; $25 for a new MSGCU VISA credit card which the Friend must apply for within 10 days of membership open date and be approved for within 30 days of application date; $100 for an approved and funded mortgage loan applied for by the Friend and funded within 180 days of membership open date; $25 for a new checking account opened by the Friend and funded with $25 or more within 10 days of membership open date. The Friend will receive an additional $25 reward if they make 10 debit card transactions of $10 or more via the new checking account within 60 days, or they receive a direct deposit of $100 or more into the account within 60 days. Only one reward per reward type is available, for each Friend referred, subject to a maximum of $1,500 in cash rewards per calendar year. Rewards will be automatically deposited into your oldest existing MSGCU primary share account two business days following confirmation by MSGCU that the referral has been made in full compliance with the Program Terms. Reward cash payments are considered interest and annual payments totaling $600 and above will be reported on IRS Form 1099-MISC, to federal, state, and local tax authorities, if required by applicable law. You are responsible for any taxes due. For full terms and conditions, visit https://www.msgcu.org/disclosures-and-fees.

†Available for Regular and Fresh Start checking accounts opened before 10/31/2023; limited to one incentive per member. An incentive of up to $200 will be paid when the member completes the following criteria 1) Members can earn $100 when they qualify for and open a checking account and make an initial deposit of $25 or more, and a recurring direct deposit of $250 within 60 days. A one-time $50 donation will be made on the member’s behalf on or before March 31, 2024, divided evenly to select community organizations. MSGCU will make this donation directly, at no cost or tax benefit to members. Consult a tax advisor with questions. There is no substitute for this donation, and members cannot opt to receive it directly. 2) Members can earn an additional $100 when they conduct 10 PIN or signature debit card transactions (does not include ATM) of $10 or more. Bonus will be paid 61 days after account opening date. Members must not currently have a checking account or have closed a Regular Checking account as of 5/1/2023 or later. Contact a Member Service Representative for more details.

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