Savings Rates
What are you saving for? Whatever you have in mind, we'll bring clarity to your vision with rates that are always working in your best interest.
Build your foundation
As a not-for-profit credit union in Michigan, we're able to offer higher returns on our savings accounts because we answer to you, our member-owner. Find the account and rate that gets you closer to your savings goals.
| Regular Savings Account | |
| Effective Date: Saturday, December 21st, 2024 | |
| APY* | Dividend Rate |
| 0.15% | 0.15% |
*APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. $5 Minimum Balance Required. | |
| You-Name-It Savings Account | |
| Effective Date: Saturday, December 21st, 2024 | |
| APY* | Dividend Rate |
| 0.15% | 0.15% |
*APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. No Minimum Balance Required. | |
| Silver Savings Account | ||
| Effective Date: Saturday, December 21st, 2024 | ||
| Average Daily Balance | APY* | Interest Rate |
| Under $100 | 0.10% | 0.10% |
| $100 - $4,999 | 0.35% | 0.35% |
| $5,000 - $9,999 | 0.50% | 0.50% |
| $10,000 - $19,999 | 0.60% | 0.60% |
| $20,000 - $39,999 | 0.65% | 0.65% |
| $40,000 and higher | 0.70% | 0.70% |
*APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. | ||
| Gold Savings Account | ||
| Effective Date: Saturday, December 21st, 2024 | ||
| Average Daily Balance | APY* | Interest Rate |
| Under $50,000 | 0.10% | 0.10% |
| $50,000 - $74,999 | 1.00% | 1.00% |
| $75,000 - $99,999 | 1.20% | 1.19% |
| $100,000 - $199,999 | 1.80% | 1.79% |
| $200,000 and higher | 1.85% | 1.84% |
*APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. | ||
| Holiday Club Account | |
| Effective Date: Saturday, December 21st, 2024 | |
| APY* | Interest Rate |
| 0.30% | 0.30% |
*APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. No Minimum Balance Required. | |
| Health Savings Account | |
| APY* | Interest Rate |
| 0.30% | 0.30% |
*APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. No Minimum Balance Required. | |
| Money Market Checking Account | ||
| Effective Date: Saturday, December 21st, 2024 | ||
| Tier | APY* | Interest Rate |
| $2,500 - $4,999 | 0.20% | 0.20% |
| $5,000 - $7,499 | 0.20% | 0.20% |
| $7,500 - $9,999 | 0.20% | 0.20% |
| $10,000 - $24,999 | 0.20% | 0.20% |
| $25,000 and higher | 0.40% | 0.40% |
*APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. $2,500 Minimum Average Daily Balance Required to Earn APY. | ||
Minimum balance listed is to open an account and earn the advertised APY. All rates and APYs are accurate as of today and subject to change at any time. Fees may reduce earnings on accounts.
