MSGCU and T&I Credit Union Merger News
Michigan Schools and Government Credit Union is excited to merge with T&I Credit Union. T&I Credit Union membership voted to approve the merger in March, and T&I CU will merge into MSGCU, effective April 1, 2025. While the merger will be effective in April, T&I CU members cannot access MSGCU products, services, or locations until technical systems are combined later this year.
Our two credit unions are aligned in our commitment to support members and our local southeastern Michigan communities. Please see our press release for more information.
This page will continue to be updated as information becomes available, and common questions relating to the merger are answered below. As always, we are here for you. Please contact us if you have other questions.
Why merge?
MSGCU continues to look for opportunities to make banking more convenient, such as growing our branch network. T&I Credit Union’s goal is to keep true to their commitment to serving members. They found it increasingly difficult as new and upgraded technology and services outpace the resources they have as a credit union of their size. They could not continue to compete with larger financial institutions due to the rising costs of technology and regulatory compliance.
We are excited to welcome 4,000 T&I Credit Union members and look forward to providing exceptional service to all. We will now begin to merge T&I CU into our operations, which will occur throughout the rest of the year. Until that happens, it is business as usual for members of both credit unions.
Is there anything I need to do as a result of the merger?
As an MSGCU member, nothing will change for you because of the merger right now. In the future, you will have access to another branch office located in Clawson on Main St. (aka Livernois) between 14 Mile and 15 Mile (Maple) Roads. We will let you know when you can bank at the Clawson location.
When can I visit the branch in Clawson?
T&I CU and MSGCU operate on different technical systems, and MSGCU systems need to be up and running before we can fully service you there. We will keep you well informed as to when we can start serving you from the Clawson location.
What if I am a T&I Credit Union member, too?
Until our systems are combined, which will be late this year or early 2026, it will be business as usual with each credit union. The T&I Credit Union team will continue to service you in Clawson for any products and services you have with them, so continue using the same T&I Credit Union online banking login, checks, credit/debit cards, routing number, phone number, and branch as you do now. The MSGCU team will service your MSGCU account needs at any of our branch locations, call center, or Video Banking, and you can use Online Banking or the MSGCU Mobile App for 24/7 access. We will keep you well informed of any changes prior to them taking place.