MSGCU and T&I Credit Union Merger News
Michigan Schools and Government Credit Union is excited to merge with T&I Credit Union this year. Following a membership vote from T&I Credit Union membership, T&I CU will merge into MSGCU. Our two credit unions are aligned in our commitment to support members and our local southeastern Michigan communities. Please see our press release for more information.
This page will continue to be updated as information becomes available, and common questions relating to the merger are answered below. As always, we are here for you. Please contact us if you have other questions.
Why merge?
MSGCU continues to look for opportunities to make banking more convenient, such as growing our branch network. T&I Credit Union’s goal is to keep true to their commitment to serving members. They are finding it increasingly difficult as new and upgraded technology and services outpace the resources they have as a credit union of their size. They cannot continue to compete with larger financial institutions due to the rising costs of technology and regulatory compliance.
MSGCU is a large credit union with 150,000 members and $3.9 billion in assets. We are excited to welcome 4,000 T&I Credit Union members and look forward to providing exceptional service to all.
Once the merger is approved, we will merge T&I CU into our operations, which will occur through the year and into 2026.
Is there anything I need to do as a result of the merger?
As an MSGCU member, nothing will change for you because of the merger right now. In the future, you will have access to another branch office located in Clawson on Main St. (aka Livernois) between 14 Mile and 15 Mile (Maple) Roads.
When can I visit the branch in Clawson?
T&I CU and MSGCU operate on different technical systems, and MSGCU systems need to be up and running before we can service you in Clawson. We will keep you well informed as to when we can start serving you from the Clawson location.
What if I am a T&I Credit Union member, too?
Until our systems are combined, which will be late this year or early 2026, it will be business as usual with each credit union. The T&I CU team will continue to service you in Clawson for any products and services you have with them, so continue using the same T&I CU online banking login, checks, debit/credit cards, phone number, and branch as you do now. The MSGCU team will service your MSGCU account needs at any of our branch locations, call center, or Video Banking, and you can use Online Banking or the MSGCU Mobile App for 24/7 access. We will keep you well informed of any changes prior to them taking place.