MSGCU and T&I Credit Union Merger News
Michigan Schools and Government Credit Union is excited to officially merge with T&I Credit Union. The merger, approved by T&I CU members, took effect on April 1, 2025. The integration process to combine technical systems is underway and expected to be complete later this year. T&I CU members will need to wait until then to access MSGCU products, services, and locations. MSGCU members can now visit the T&I CU branch in Clawson for all their MSGCU account needs.
Our two credit unions are aligned in our commitment to support members and our local southeastern Michigan communities. Please see our press release for more information.
This page will continue to be updated as information becomes available, and common questions relating to the merger are answered below. As always, we are here for you. Please contact us if you have other questions.
Why merge?
MSGCU continues to look for opportunities to make banking more convenient, such as growing our branch network. T&I Credit Union’s goal is to keep true to their commitment to serving members. They found it increasingly difficult as new and upgraded technology and services outpace the resources they have as a credit union of their size. They could not continue to compete with larger financial institutions due to the rising costs of technology and regulatory compliance.
We are excited to welcome 4,000 T&I Credit Union members and look forward to providing exceptional service to all. We will now begin to merge T&I CU into our operations, which will occur throughout the rest of the year. Until that happens, it is business as usual for members of both credit unions.
Is there anything I need to do as a result of the merger?
As an MSGCU member, nothing will change for you because of the merger other than you now have access to another branch office located in Clawson on Main St. (aka Livernois) between 14 Mile and 15 Mile (Maple) Roads.
When can I visit the branch in Clawson?
We are now able to service all your MSGCU account needs at the Clawson branch. Feel free to stop by or schedule an appointment that works best for your schedule. (Please note that the MSGCU representative may be unavailable from 11 a.m. to noon each day.)
What if I am a T&I Credit Union member, too?
Until our systems are combined, which will be late this year, it will be business as usual for your T&I CU accounts. The T&I Credit Union team will continue to service you in Clawson for any T&I CU products and services, and you should continue using the same T&I Credit Union online banking login, checks, credit/debit cards, routing number, phone number, and branch as you do now. For your convenience, we are now able to service your MSGCU account needs at the Clawson location too. You can also visit any of our branch locations, contact our call center, or use Video Banking for personalized assistance. Plus, with MSGCU’s Online Banking and Mobile App, you have 24/7 access to manage your account anytime, anywhere.